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I have created this Privacy Policy in order to show my commitment to your privacy.  This page discloses information gathering and dissemination practices for kylestubbins.com (O/A Stubb Canada).

Personal Information Protection Policy

I am committed to providing my clients with exceptional service.  As providing this service involves the collection, use and disclosure of some personal information about my clients, protecting your information is one of my highest priorities.

I will inform my clients of why and how we collect, use and disclose their personal information, obtain their consent where required, and only handle their personal information in a manner that a reasonable person would consider appropriate in the circumstances.

This Personal Information Protection Policy outlines the principles and practices I will follow in protecting my clients personal information. Our privacy commitment includes ensuring the accuracy, confidentiality, and security of our clients personal information and allowing our clients to request access to, and correction of, their personal information.

Your consent.

By a) using this website and/or b) providing me with your personal information on a voluntary basis, you consent to this Privacy Policy. This includes actions such as; signing up for an account on our website, providing financial information for credit applications or providing your name/address/phone for services provided by Kyle Stubbins (Stubb Canada and/or it’s subsidiaries).

Information collected.

Information is collected in two ways;

• Information you give. For example, some of our services require that you create an account, either on our website, or with our accounting department. During this process, you will be asked for your personal information, like your name, address, phone number, email address and credit information.

NOTE: credit information is NOT required to use our website, this is an example for companies that wish to obtain a line of credit with Stubb Canada.

Personal information that may be collected includes;

• • • name
    • address
    • telephone number
    • email address
    • credit card information
    • banking information

• Information we collect from your use of our services.

• • Device information

We may collect device-specific information (such as your hardware model, operating system version, unique device identifiers, and mobile network information including phone number).

• • Log information

When you use our services or view content provided by Google, we may automatically collect and store certain information in server logs. This may include:

• • • details of how you used our service, such as your search queries.
    • Internet Protocol address.
    • device event information such as crashes, system activity, hardware settings, browser type, browser language, the date and time of your request and referral URL.
    • cookies that may uniquely identify your browser or your account with us.

• • Location information

When you use a location-enabled service, we may collect and process information about your actual location, like GPS signals sent by a mobile device. We may also use various technologies to determine location, such as sensor data from your device that may, for example, provide information on nearby Wi-Fi access points and cell towers.

• • Cookies and anonymous identifiers

We use various technologies to collect and store information when you visit our website, and this may include sending one or more cookies or anonymous identifiers to your device. We also use cookies and anonymous identifiers when you interact with services we offer to our partners, such as advertising services.

What do we use collected information for?

Personal information submitted to us through either our website, customer service, sales or service technicians, will be used for the purposes specified in this Privacy Policy.

We may use your collected information to;

• administer our website and business
• personalize your browsing experience on our website
• enable your use of the services offered by our website
• send you products purchased through our website, sales or service technicians
• provide services to you, purchased through our website, sales or service technicians
• send statements, invoices and payment reminders to you
• collect payments from you
• send you non-marketing commercial communications
• send you email notifications that you have specifically requested
• send you our newsletter, if you have requested it (you may opt-out at any time)

Disclosure of your personal information.

We do not sell, trade or otherwise transfer to outside parties, your personal identifiable information.  This does not include trusted third parties who assist us is operating our website, conducting our business, or servicing you, so long as the said third parties agree to keep this information confidential.

We will not, without your express consent, supply your information to any third party for the purpose of their or any other third party’s direct marketing.

We may release your information when we believe it’s release is appropriate to comply with the law, enforce our site policies, or to protect ours or others rights, property or safety.

Third party links.

We may include or offer third party products or services on our website.  These third party sites have separate and independent Privacy Policies.  Accordingly, we hold no responsibility or liability for the content or activities of these linked sites.  We also wish to protect the integrity of our website, and welcome any feedback regarding third party sites.

Changes to this Privacy Policy.

This Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent. We will post any Privacy Policy changes on this page and, if the changes are significant, we will provide a more prominent notice.

Our Privacy Policy was last modified 10/01/2019.

Contact Me

If you have any questions or concerns regarding our Privacy Policy, please contact me.

Terminology

Anonymous identifier

An anonymous identifier is a random string of characters that is used for the same purposes as a cookie on platforms, including certain mobile devices, where cookie technology is not available.

Cookie

A cookie is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows that site to recognize your browser. Cookies may store user preferences and other information. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some website features or services may not function properly without cookies.

IP address

Every computer connected to the Internet is assigned a unique number known as an Internet protocol (IP) address. Since these numbers are usually assigned in country-based blocks, an IP address can often be used to identify the country from which a computer is connecting to the Internet.

Non-personally identifiable information

This is information that is recorded about users so that it no longer reflects or references an individually identifiable user.

Personal information

This is information which you provide to us which personally identifies you, such as your name, email address or billing information, or other data which can be reasonably linked to such information.

Terms of Use for KyleStubbins.com

Acceptance of Terms of Use and Amendments

IT IS IMPORTANT THAT YOU READ ALL THE TERMS AND CONDITIONS CAREFULLY.  Kyle Stubbins owns and operates this Website, located at http://kylestubbins.com (the “Website”).  These Terms of Use of the Website (the “Agreement”) contain the terms and conditions under which you may access and use the Website.

Each time you use or cause access to this web site, you agree to be bound by these Terms of Use, and as amended from time to time with or without notice to you. In addition, if you are using a particular service on or through this web site, you will be subject to any rules or guidelines applicable to those services and they shall be incorporated by reference into these Terms of Use. Please see our Privacy Policy, which is incorporated into these Terms of Use by reference.

IF YOU ARE DISSATISFIED WITH THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEBSITE.

This Agreement may be updated from time to time in the sole discretion of KyleStubbins.com. Use of the Website after such changes are posted will signify your agreement to these revised terms. You should visit this page periodically to review this Agreement.

Our Service

Our web site and services provided to you on and through our web site on an “AS IS” basis.You agree that the owners of this web site exclusively reserve the right and may, at any time and without notice and any liability to you, modify or discontinue this web site and its services or delete the data you provide, whether temporarily or permanently. We shall have no responsibility or liability for the timeliness, deletion, failure to store, inaccuracy, or improper delivery of any data or information.

Your Responsibilities and Registration Obligations

In order to use some features of this web site, you will be asked to register on our site and agree to provide truthful information when requested, and be at least the age of sixteen (16) or older. When registering, you explicitly agree to our Terms of Use and as may be modified by us from time to time and available here. It is your sole responsibility to keep your account information accurate and up-to-date, including contact information and email addresses. For fields that are not editable by our users, such as the email address, please contact any member of our administration team for assistance.

Privacy Policy

Registration data and other personally identifiable information that we may collect is subject to the terms of our Privacy Policy.

Registration and Password

You are responsible to maintain the confidentiality of your password and shall be responsible for all uses via your registration and/or login, whether authorized or unauthorized by you. You agree to immediately notify us of any unauthorized use or your registration, user account or password.

Your Conduct

You agree that all information or data of any kind, whether text, software, code, music or sound, photographs or graphics, video or other materials (“Content”), publicly or privately provided, shall be the sole responsibility of the person providing the Content or the person whose user account is used. You agree that our web site may expose you to Content that may be objectionable or offensive. We shall not be responsible to you in any way for the Content that appears on this web site nor for any error or omission.

You explicitly agree, in using this web site or any service provided, that you shall not:

1. provide any Content or perform any conduct that may be unlawful, illegal, threatening, harmful, abusive, harassing, stalking, tortious, defamatory, libelous, vulgar, obscene, offensive, objectionable, pornographic, designed to or does interfere or interrupt this web site or any service provided, infected with a virus or other destructive or deleterious programming routine, give rise to civil or criminal liability, or which may violate an applicable local, national or international law;
2. impersonate or misrepresent your association with any person or entity, or forge or otherwise seek to conceal or misrepresent the origin of any Content provided by you;
3. collect or harvest any data about other users;
4. provide or use this web site and any Content or service in any commercial manner or in any manner that would involve junk mail, spam, chain letters, pyramid schemes, or any other form of unauthorized advertising without our prior written consent;
5. provide any Content that may give rise to our civil or criminal liability or which may consititue or be considered a violation of any local, national or international law, including but not limited to laws relating to copyright, trademark, patent, or trade secrets.

Submission of Content on this Web Site

By providing any Content to our web site:

1. you agree to grant to us a worldwide, royalty-free, perpetual, non-exclusive right and license (including any moral rights or other necessary rights) to use, display, reproduce, modify, adapt, publish, distribute, perform, promote, archive, translate, and to create derivative works and compilations, in whole or in part. Such license will apply with respect to any form, media, technology known or later developed;
2. you warrant and represent that you have all legal, moral, and other rights that may be necessary to grant us with the license set forth in this Section 7;
3. you acknowledge and agree that we shall have the right (but not obligation), in our sole discretion, to refuse to publish or to remove or block access to any Content you provide at any time and for any reason, with or without notice.

Third Party Services

Goods and services of third parties may be advertised and/or made available on or through this web site. Representations made regarding products and services provided by third parties are governed by the policies and representations made by these third parties. We shall not be liable for or responsible in any manner for any of your dealings or interaction with third parties.

Indemnification

You agree to indemnify and hold us harmless, our subsidiaries, affiliates, related parties, officers, directors, employees, agents, independent contractors, advertisers, partners, and co-branders from any claim or demand, including reasonable attorney’s fees, that may be made by any third party, that is due to or arising out of your conduct or connection with this web site or service, your provision of Content, your violation of this Terms of Use or any other violation of the rights of another person or party.

No Advice

The information contained on this Website is for informational purposes only. It is not intended to provide legal, accounting, tax, investment, financial, medical or other advice to you, and you should not rely upon the information to provide any such advice.

DISCLAIMER OF WARRANTIES

YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEB SITE AND ANY SERVICES OR CONTENT PROVIDED (THE “SERVICE”) IS MADE AVAILABLE AND PROVIDED TO YOU AT YOUR OWN RISK. IT IS PROVIDED TO YOU “AS IS” AND WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, IMPLIED OR EXPRESS, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTY, IMPLIED OR EXPRESS, THAT ANY PART OF THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE, TIMELY, SECURE, ACCURATE, RELIABLE, OF ANY QUALITY, NOR THAT ANY CONTENT IS SAFE IN ANY MANNER FOR DOWNLOAD. YOU UNDERSTAND AND AGREE THAT NEITHER US NOR ANY PARTICIPANT IN THE SERVICE PROVIDES PROFESSIONAL ADVICE OF ANY KIND AND THAT USE OF SUCH ADVICE OR ANY OTHER INFORMATION IS SOLELY AT YOUR OWN RISK AND WITHOUT OUR LIABILITY OF ANY KIND.

Some jurisdictions may not allow disclaimers of implied warranties and the above disclaimer may not apply to you only as it relates to implied warranties.

LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INDICENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSS (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM OR ARISING OUT OF;

1. THE USE OF OR THE INABILITY TO USE THE SERVICE,
2. THE COST TO OBTAIN SUBSTITUTE GOODS AND/OR SERVICES RESULTING FROM ANY TRANSACTION ENTERED INTO ON THROUGH THE SERVICE,
3. UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA TRANSMISSIONS,
4. STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE, OR
5. ANY OTHER MATTER RELATING TO THE SERVICE.

In some jurisdictions, it is not permitted to limit liability and therefore such limitations may not apply to you.

ONLINE COMMERCE

The Website may allow you to make donations to KyleStubbins.com or purchase many different types of products and services online that are provided by KyleStubbins.com (the “Wares and Services”). When ordering Wares and Services on the Website, you must provide complete and accurate personal information which may include your name, address, telephone number, e-mail address, credit card information and shipping address, as well as any other information requested.

Your receipt of an electronic form or other form of order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. Your submission of an order to us shall be deemed to constitute an offer to purchase, which shall remain open for a reasonable time, unless we agree otherwise, and will be deemed to be accepted by us only upon shipment of the Wares and Services. KyleStubbins.com, in its sole discretion, reserves the right at any time after receipt of your order, without prior notice to you, to supply less than the quantity you ordered of any item. KyleStubbins.com, in its sole discretion, reserves the right at any time after receipt of your order, to accept or decline your order for any reason.

You acknowledge and agree that the price of the Wares and Services is subject to change without notice and that the Wares and Services are subject to availability. The sale of the Wares and Services is void where prohibited by law. KyleStubbins.com, in its sole discretion, shall have the right, at any time after receipt of your order, to decline your order for any reason. In the event that the Wares and Services are listed at an incorrect price, due to a typographical error or an error in pricing information,KyleStubbins.com, in its sole discretion, shall have the right at any time after receipt of your order, to decline your order.

The Website may allow you to purchase many different types of products and services online that are provided by third parties (the “Third-Party Merchandise”). KyleStubbins.com is not responsible for the legality, quality, accuracy, timeliness, reliability or any other aspect of any Third-Party Merchandise. If you make a purchase from a third-party website hosted by the Website or linked from the Website, the information obtained during your visit to any third-party website and the information that you give, such as your credit card number and contact information, is collected by the third-party website and not by KyleStubbins.com.

You release KyleStubbins.com and its officers, members, directors, employees, agents and their respective successors and assigns from any damages that you incur, and agree not to assert any claims against them, arising from your purchase or use of the Wares and Services or Third-Party Merchandise made available on the Website or by third-party websites through the Website.

Reservation of Rights

We reserve all of our rights, including but not limited to any and all copyrights, trademarks, patents, trade secrets, and any other proprietary right that we may have in our web site, its content, and the goods and services that may be provided. The use of our rights and property requires our prior written consent. We are not providing you with any implied or express licenses or rights by making services available to you and you will have no rights to make any commercial uses of our web site or service without our prior written consent.

Notification of Copyright Infringement

If you believe that your property has been used in any way that would be considered copyright infringement or a violation of your intellectual property rights, please contact our webmaster.

Kyle Stubbins (kylestubbins.com)
1386 Penetanguishene Road
Springwater, ON  L9X 1Z3 Canada

Governing Law and Jurisdiction

This Website (excluding linked Websites) is controlled by KyleStubbins.com from its offices within the Province of Ontario, Canada. By accessing or using the Website, you agree that all matters relating to your access to, or use of, the Website and/or the Content shall be governed by the laws of the Province of Ontario and the laws of Canada, without regard to the conflict of laws principles thereof. You agree and hereby submit to the non-exclusive jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters. You agree that the provisions of the United Nations Convention on Contracts for the International Sale of Goods shall not apply.

Miscellaneous Information

1. In the event that this Terms of Use conflicts with any law under which any provision may be held invalid by a court with jurisdiction over the parties, such provision will be interpreted to reflect the original intentions of the parties in accordance with applicable law, and the remainder of this Terms of Use will remain valid and intact;
2. The failure of either party to assert any right under this Terms of Use shall not be considered a waiver of any that party’s right and that right will remain in full force and effect;
3. You agree that without regard to any statue or contrary law that any claim or cause arising out of this web site or its services must be filed within one (1) year after such claim or cause arose or the claim shall be forever barred;
4. We may assign our rights and obligations under this Terms of Use and we shall be relieved of any further obligation.

Our Terms of Use was last modified 10/01/2019.